Tom Scull
Vice President and Managing Principal Employee Benefits Practice
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Risk Management / Underwriting / Stop Loss

With 25+ years of experience in the Employee Benefits Industry, Tom is respected as a thought-leader when it comes to employee benefits in Northern New England.  After graduating from Trinity College in Hartford, CT, Tom received an Underwriting degree from CIGNA Healthcare. After Underwriting for Cigna, Tom joined Mercer Consulting in New York City and worked on teams handling Fortune 50 size business.  After building a strong foundation working with National Accounts at both Mercer and CIGNA, Tom and his family moved to Vermont. Tom managed Cigna's Vermont and New Hampshire Sales initiatives for several years before joining The Richards Group. Today, Tom is an Owner and plays a leadership role company-wide and drives strategy for our Employee Benefits Practice. Tom is serving his fourth term as a Green Mountain Care Board Advisor in VT and continues to advise on the Vermont Health Connect Exchange. Tom is the only Broker/Consultant Member of Cigna’s National Producer Advisory Council in NH/VT, and also serves as an Advisor to Northeast Delta Dental, Harvard Pilgrim, MVP Healthcare and Blue Cross Blue Shield of Vermont. The employee benefits teams are located throughout the region in Burlington, VT, Concord, NH, Bellow Falls, VT, Brattleboro, VT, Manchester, VT, Middlebury, VT, Hanover, NH, and Rutland, VT and they serve many of the largest employers in the Vermont and New Hampshire marketplace.