Retirement Plan Advisory Services

We advise for-profit and not-for-profit employers regarding their ERISA and non-ERISA retirement plans, including some of the area’s largest and most rapidly growing employers. Our expertise focuses on enhancing the retirement income of plan participants and helping plan sponsors satisfy their fiduciary responsibilities. Our written service model uses industry best practices and is highly customizable and complementary to numerous recordkeeping platforms.

We Offer:

• Fiduciary Stewardship

• Investment Selection and Monitoring

• Onsite Participant Education

• Fee Benchmarking and Analysis

• Strategic Regulatory Process

• Plan Design Consulting

Our Approach: Co-Fiduciary and Independent

We act as your co-fiduciary to support your Board, Audit/Advisory Committee, Finance Department, and Human Resources.

As a retirement plan sponsor, you have important fiduciary responsibilities, which include:

• Acting solely in the interest of participants;

• Carrying out duties prudently;

• Following the plan documents;

• Diversifying plan investments; and

• Paying only reasonable plan expenses, relative to services provided.

With fiduciary responsibility, there is also potential liability, and while that responsibility can be shared, it cannot be transferred. Fiduciaries who do not follow the basic standards of conduct may be personally liable to restore any losses to the plan resulting from their actions.

However, fiduciaries can limit their liability in certain situations, and we can help. Our advisors have attained the Accredited Investment Fiduciary® (AIF) designation through fi360, the industry’s leading resource for fiduciary best practices. We acknowledge our co-fiduciary status for investment review, selection and analysis of the fund menu, including the Qualified Default Investment Alternatives (QDIA), 404(c) status, 408(b)(2) benchmarking, and the development and delivery of customized employee education initiatives.

In light of the ever-increasing demands we see placed on Finance and HR professionals, having access to our disciplined, comprehensive advisory model provides fiduciary guidance as well as improved outcomes for participants in an efficient manner for you and your staff.

Securities Office Locations

Brattleboro, VT
48 Harris Place
Brattleboro, VT 05301

(802) 254-6016