Select Business Unit

The Richards Group Select Business Unit (SBU) is an experienced team of licensed employee benefits advisors who work with hundreds of small businesses and non-profit organizations in Vermont and New Hampshire. We practice a “360-degree” strategy that focuses on employee benefits in the broadest sense of the phrase. Our advisors provide unique attention designed to meet each individual client’s needs and we understand the art of balancing an employee benefits program that will attract and retain talented workers but also consider fiscal responsibility and your business's bottom line.  

 
 

Employee Benefits
& Retention

Small business owners & non-profit leaders wear many hats but that shouldn’t mean you have to manage an employee benefit program all on your own. Our Total Rewards consulting services are local and high-touch. Your dedicated Account Executive will provide quality service and consulting support throughout the year–not just during open enrollment.

  • Access to a wide range of employee benefits and carriers including medical, dental, vision, life & disability, voluntary benefits, tax-advantaged accounts, employee assistance programs, student loan refinancing solutions

  • Proactive renewal analysis and carrier negotiation

  • Employee contribution modeling and analysis

  • Customized employee benefit communications

  • Onsite and virtual open enrollment meetings with employees both 1:1 and in group settings

  • Exclusive access to TRGs Wellness Resource Portal managed by our certified organizational wellness consultants

Insurance Support

We have strong working relationships with insurance carriers and will serve as the intermediary, so you don’t get bogged down navigating the endless phone trees. Some of these services include:

  • Ongoing benefit administration support

  • Assistance with billing and administrative issues

  • New carrier implementation support

  • 24/7 access to our SBU Client Portal - a one-stop-shop for carrier information, forms, and quick links to employer resources

  • Employee Advocate services to assist employees with navigating complex claims issues

Compliance & HR Services

Our SBU provides the support, guidance, and training you need to successfully navigate the ever-changing healthcare reform landscape, as well as other legal and regulatory considerations. 

  • Regular compliance updates, reminders, and alerts

  • Guidance related to pertinent legislative and regulatory matters

  • Complimentary access to an online platform managed by certified HR professionals that include a library of attorney-reviewed tools, guidelines, and forms

  • Assistance with common benefit-related questions concerning COBRA, FMLA, HIPAA, and Section 125 Plans


Our SBU is designed to support employers with roughly 50 or fewer employees but we also have experienced teams for employers with 50-100 and 100+. Grow your business with us!

The Richards Group is also proud UBA partner. This affiliation allows our agency to remain local and independent while enjoying the purchasing power of sophisticated, cost-effective employee benefit solutions equal to or better than those offered by other employee benefit firms in Vermont and New Hampshire. 

TRG Benefits Bulletin:

November, 2024
Implications of the 2024 Election on Employee Benefits & Health Care

October, 2024
Medicare Part D Notices Due

September, 2024
Ready for 2025 Open Enrollment?

 

Have questions about small business insurance or individual coverage? Our team is here to help!