The Richards Group is one of Vermont's and New England's top retirement and fiduciary advisors

Workers Compensation Services Portfolio

Is your broker taking proactive steps to help you lower your workers’ comp premiums?

We will help you reduce claims and control costs by establishing a written safety policy, implementing a return to work program, streamlining reporting procedures and identifying top loss sources.

Did you know that businesses see a $4 to $6 return on every dollar invested in safety and health?

Our employee safety materials will help you promote a safety-minded workplace. We can provide industry-specific flyers, newsletters, bulletins, a comprehensive worker safety manual and more to keep safety top of mind.

How effective is your return to work program?

The evidence is clear: the longer a claim stays open, the more it will cost you. We can help you implement a robust return to work program that provides employees with appropriate care and facilitates quick recovery.

Our Return to Work Support Will Help You

We will help you construct an effective Return to Work Program and create meaningful work assignments for workers injured both on and off the job. It includes background statistics to support the program, steps to take before execution, how to manage the program and implementation recommendations.

Step 1: Know the Facts

Supporting your Return to Work Program with evidence that it will help save 1 money is the best way to convince upper management to get on board. Obviously, injured employees drive up company costs in the form of lost work days and compensation costs. Studies clearly demonstrate that employees who are off work because of injury for more than 16 weeks seldom return to the workforce, and companies get stuck paying hundreds of thousands of dollars each year in unnecessary costs.

Step 2: Gather Data

Before you institute a program, research your company culture to understand what current employee attitudes are toward injury and returning to work. That way, after you create an official Return to Work Program, it will be easier to evaluate and determine whether there has been a positive mindset shift. Get to know your company culture at all levels and from a range of perspectives. Visit worksites and talk to employees to understand how your current Return to Work Program – or lack thereof – functions. Develop a needs assessment to determine how much work you need to do to shift company culture and practice.

Step 3: Demonstrate a Commitment to Early Return to Work

Make sure all levels of employees recognize that early return to work after an injury speeds up the recovery process and reduces the likelihood of permanent disability. Everyone from upper management to hourly employees should understand the goals, purpose and background on the program. There is no use taking large strides to enact a program if management does not support and recognize the need.  

These elements are the foundation and support for your Return to Work Program. Take plenty of time for these steps before moving on to create your program.