Breaking News!

Green Mountain Care Board Announces November Meetings

Thursday, November 2nd: GMCB Meeting (12:00)

  • ACO Budget Presentation
  • Located in the GMCB Board Room on the 2nd Floor of the City Center Building at 89 Main Street, Montpelier, VT

Monday, November 6th: GMCB Hearing (9:30 am)

  • UVMMC CON Hearing
  • Located in Room 11 at the Vermont State House, 115 State Street, Montpelier, VT

Thursday, November 9th: GMCB Meeting (1:00 pm)

  • Barre Gardens CON Hearing
  • Located in the GMCB Board Room on the 2nd Floor of the City Center Building at 89 Main Street, Montpelier, VT

Thursday, November 16th: GMCB Meeting (1:00 pm)

  • GMCB Hospital Budgets 2019
  • Located in the GMCB Board Room on the 2nd Floor of the City Center Building at 89 Main Street, Montpelier, VT

Thursday, November 23rd: No Meeting Scheduled

Thursday, November 30th: No Meeting Scheduled

For a link to this article and more from GMCB, click here to visit our Health Care Reform page.


Breaking News!

UBA has published the 2018 Annual Benefit Plan Card. This is a quick reference chart that you can use to show the 2018 cost of living adjustments for health and Section 125 plans, qualified plans, Social Security/Medicare withholding, compensation amounts, and more. Click the link below to download.

2018 Annual Benefit Plan Amounts

Please visit our Health Care Reform page for a link to this notice and other updates.


Breaking News!

No ACA Repeal and Replace under 2017 Reconciliation Process – What’s Next?

On September 26, Senate Republican leadership determined the Graham-Cassidy bill, which would repeal and replace parts of the Affordable Care Act (ACA), did not have enough support to bring up for a vote by the Senate. This bill was the Senate’s final attempt to repeal and replace the ACA under the fiscal year 2017 reconciliation rules, which expire on September 30.

Click here for link to full article.




New for 2017, TRG's Proprietary Employee Benefits Health Insurance Stop Loss Captive

For Employers with 30-500 employees.

Why: The traditional health insurance marketplace is broken, and now is the time to act.

  • Deteriorating traditional risk pools 
  • ACA taxes/fees and community rating
  • Poor population health management
  • High frictional cost of risk management
  • Stop loss volatility is difficult for small employers

What to expect? 

  • Pricing transparency and custom and customized reporting – no surprises at renewal.
  • Multi-Year Strategy – proactive vs reactive
  • Flexibility:  Plan design, TPAs, wellness vendors, etc.
  • Spread of risk over like-minded employers reduces volatility and stabilizes costs.
  • Receive underwriting profits, use to lower future fixed costs.

Contact:  Tom Scull TScull@TheRichardsgrp.com


Better Benefits. Better People.
Better for Your Business.

A key component to every successful business is its ability to find and retain great employees—after all, they’re the ones that help keep your business moving every day. One of the best ways for you to do this is to offer your employees a competitive benefits package as a form of compensation.

With a staff of 20 in our Employee Benefits Division, we are spread throughout Vermont in Chittenden, Bennington, Orange, Windsor, Windham and Rutland Counties and in Keene, NH. At The Richards Group, we understand how important it is to strike the right balance between what you provide for your employees and how much it affects your company’s bottom line. That’s why we’ll work with you as a partner and extension of your team to develop a comprehensive and affordable employee benefits program that will give you a strong, competitive edge. As the region's leading resource to help you understand the effects of healthcare reform and its' implications, we're here to help.  Our strategy is uniquely focused to help make your organization a Best Place to Work.  The Richards Group and many of our clients hold this endorsement.  Using a steering wheel approach, we pilot our clients 360 degrees navigating risk management, compliance, work site wellness, human resources, payroll and leadership development.




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