TRG’s Proprietary Employee Benefits
Health Insurance Stop Loss Captive
For Employers with 30-500 employees.
Why: The traditional health insurance marketplace is broken, and now is the time to act.
- Deteriorating traditional risk pools
- ACA taxes/fees and community rating
- Poor population health management
- High frictional cost of risk management
- Stop loss volatility is difficult for small employers
What to expect?
- Pricing transparency and custom and customized reporting – no surprises at renewal.
- Multi-Year Strategy – proactive vs reactive
- Flexibility: Plan design, TPAs, wellness vendors, etc.
- Spread of risk over like-minded employers reduces volatility and stabilizes costs.
- Receive underwriting profits, use to lower future fixed costs.
Contact: Tom Scull tscull@TheRichardsgrp.com