The Richards Group is one of Vermont's and New England's top retirement and fiduciary advisors

We’re more than answers, we provide solutions.

At The Richards Group, we work alongside our clients to develop and implement long-range plans to lower their total cost of risk. We pride ourselves in our professionalism, experience and providing proactive service to protect all the things you value - because we know that it's not only what you do, but how you do it. Our independence means we represent you, not the interests of an insurance carrier. And we handle your claims in-house, with the authority to settle most routine claims on the spot. Since 1867, we've delivered results for clients throughout Vermont, New Hampshire and Massachusetts and we welcome the opportunity to earn your business as a trusted advisor.


The Richards Group was recently named one of the 2019 Best Places to Work in Vermont for a fourth consecutive year.

This statewide survey and awards program is designed to identify, recognize and honor the best places of employment in Vermont, benefiting the state's economy, its workforce and businesses.



The Richards Group named Best Employee Benefits Firm in Vermont

The 2019 Best of Business Award winners have been announced by Vermont Business Magazine and The Richards Group has won as Best Employee Benefits Firm. This awards program celebrates the best Vermont companies in business-to-business categories.
“We’re very proud to be named Vermont’s Best Employee Benefits Company again in 2019,” said Tom Scull, Vice President at The Richards Group and leader for the Employee Benefits and HR Solutions business: “Many of the surveyed readers of VBM are clients and know first-hand how important employee benefits and HR Solutions are to a company. To be named a best-in-class provider in our field of expertise a second year supports our mission to be a team who is known for going above and beyond with team members who pay close attention to detail and trends in the industry. Congratulations to our team of employee benefits experts and thanks to our clients for the recognition.” read more >




We are a leader in the region offering non-proprietary investment products from a wide variety of companies. Clients choose to work with us as their independent advisor, knowing we offer unbiased investment advice.

We feel very strongly that our values of integrity, commitment and flexibility clearly drive the quality and service we deliver to our clients.




As an independent insurance agency, we represent many of the country’s finest insurance companies and can recommend the right insurance to fit your needs at the most competitive price. We offer you exceptional value and comprehensive coverage. We believe that the more our clients know about their insurance options, the better equipped they are to make good insurance decisions.



At The Richards Group, we understand how important it is to strike the right balance between what you provide for your employees and how much it affects your company’s bottom line. That’s why we’ll work with you as a partner and extension of your team to develop a comprehensive and affordable employee benefits program that will give you a strong, competitive edge.

Securities offered through Cambridge Investment Research, Inc., a Registered Broker/Dealer, Member FINRA / SIPC. Investment Advisory Services offered through Cambridge Investment Research Advisors, Inc, a Federally Registered Investment Adviser. Cambridge Investment Research, Inc. and The Richards Group are not affiliated and do not provide legal or tax advice.

Investment Advisor Representatives at The Richards Group are licensed and registered to offer products and services in Vermont, New Hampshire, Massachusetts, Connecticut, Maine, New York, New Jersey, California, Colorado and Florida